Insurance & Payment Plans

Affordable Care for Every Family

At Laguna Dental & Orthodontics, we make it easy for families in Zapata, TX and surrounding communities to get the care they need. We accept most major PPO insurance plans, as well as Texas Medicaid and CHIP for children.

Our goal is to make your dental experience stress-free — from verifying benefits to filing claims on your behalf.

We're In-Network With

We’re proudly in-network with many major insurance carriers through one of the nation’s largest PPO umbrella networks.

This includes:

Aetna
Ameritas
Cigna
Delta
GEHA
Guardian
MetLife
Principal
UnitedHealthcare
United Concordia
and many more

If you’re unsure whether your plan is covered, give us a call at (956) 413-8585 — we’ll be happy to verify it for you.

Texas Medicaid & CHIP

We’re proud to serve Medicaid and CHIP patients, helping children and families access quality dental care close to home.

We accept most Texas Medicaid and CHIP dental plans, including those administered by:

MCNA Dental
DentaQuest
TMHP (Traditional Medicaid)

Our team can help you understand your coverage, explain what’s included, and schedule appointments that fit your family’s needs.

Out-of-Network PPO Plans

Even if we’re not in-network with your PPO plan, most policies still allow you to visit us and receive partial reimbursement. We’ll file all paperwork to make sure you get the maximum benefit.

No Insurance? No Problem.

If you don’t have dental insurance, we still have options to help you maintain a healthy smile:

Affordable cash pricing
Flexible payment plans
CareCredit® — apply for flexible, interest-free or low-interest financing
Cherry® — easy monthly payment plans with instant approval options
All major credit and debit cards accepted
In-house membership plan

We’ll review costs and options before any treatment begins — so there are never surprises.